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Whole Home Protection Made Easy.

Home appliance coverage plans that protect against the inevitable.

If you're a homeowner, you know how important it is to protect your home. But you may not realize that homeowners insurance doesn’t always cover home appliances or other household systems. Without a system or appliance warranty, and without the right insurance, a sudden breakdown could cost you a great deal of money.

If you think that your appliances – or your pocketbook – could use more protection, consider home appliance coverage from Home Warranty of America® (HWA). HWA® is a Direct Energy® company as well as the trusted administrator of our home protection plans; they offer flexible coverage plans for home appliances and household systems that provide comprehensive protection at an affordable price.

In short: Our plans cover what typical insurance doesn’t.

Coverage with fewer limits and restrictions.

Unlike typical homeowners insurance plans, HWA home appliance coverage protects you from the inevitable costs of wear-and-tear, breakdowns, and eventual replacements. And unlike most appliance warranties, our plans place no age limits or restrictions on the items we cover. So when that machine fails (as all eventually do), our plans have you covered; we’ll repair that appliance for a small, pre-arranged fee, or we’ll replace it for no additional charge.

In addition to home appliance coverage, HWA also offers premium warranty plans that cover other mechanical systems throughout your entire home, including heating systems, plumbing, water heaters, and more. Like our appliance plans, our premium whole home plans generally last for one year; they place no age limits, and require no inspections. All we require is that your system is running when we begin coverage.

Home system and appliance protection made easy.

Regardless of the warranty you choose for your system or home appliance, you’ll find that HWA keeps things simple and straightforward. When a covered machine or component breaks down, here’s what will happen:

  • You’ll contact HWA to request service
  • We’ll send a reliable technician to identify the issue
  • You’ll pay a pre-arranged fee of $50 to $100
  • We’ll repair or replace your appliance for no additional cost, or
  • We’ll cover the first $500 (or more) required to repair or replace your system
  • We’ll pay the technician directly
  • Click here for warranty terms and conditions.

Maintaining your home appliances or other household systems can be expensive and stressful. But with protection from Direct Energy and Home Warranty of America, you’ll cut those expenses down to size – and enjoy the peace of mind that insurance doesn’t always give you.

Ready to learn more about our coverage programs? Click here.